How does an underwritten WOL compare with traditional over 50’s plans?
One of the benefits of taking out a fully underwritten policy is the sum assured is typically a lot higher than what you receive with some of the traditional over 50’s plans available in the market.
Also some of these policies won’t pay out if you die within the first 2 years - with Zurich’s Adaptable Life Plan your clients are covered as soon as their policy is on risk.