Funeral planning

Talking points to help approach the topic:

• The average cost incurred when someone dies is now £8,802 in 2016
• In 2016 the average cost of a basic funeral was £3,8973
• Of the 38% of people whose loved ones had made no financial provisions to cover their funeral, one in six of these respondents admitted it caused them financial concern with the average shortfall of £2,334
• How would your clients families cope with this unexpected cost?

One of the benefits of taking out a fully underwritten policy is the sum assured is typically a lot higher than what you receive with some of the traditional over 50’s plans available in the market.

Also some of these policies won’t pay out if you die within the first 2 years - with Zurich’s Adaptable Life Plan your clients are covered as soon as their policy is on risk.